IMB Fund ("we") highly values and prioritizes the privacy of users ("you") who engage with our mobile application and associated services, collectively referred to as the "App." This Privacy Policy is designed to outline how we gather, utilize, disclose, and safeguard your personal information during your interactions with our App.
At IMB Fund, we are dedicated to safeguarding the privacy rights of our users and ensuring the security of their personal information. This Privacy Policy has been meticulously crafted in accordance with the provisions set forth in the Information Technology Act of 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules of 2011.
We kindly ask you to thoroughly review this Privacy Policy as it governs the collection, retention, processing, and utilization of user personal information for lawful and legitimate purposes. If you disagree with any of the terms outlined herein, we respectfully request that you refrain from accessing our application.
Your usage of our platform is contingent upon compliance with this policy, along with all other policies, notices, guidelines, disclaimers, and terms and conditions regularly communicated to you. Please note that this policy holds equal legal significance as any other written agreement and is enforceable upon you.
We reserve the right to amend this policy as needed, and it is your responsibility to regularly review this policy to stay informed about our privacy practices.
At IMB Fund, we prioritize the collection of personal information only when it is essential for delivering our services and enhancing user satisfaction. The types of information we collect include, but are not limited to:
Personal Details: This encompasses your full name, address, date of birth, contact information, marital status, PAN number, primary bank account details, bank statements, income tax returns, pay slips, and any other relevant information.
Employment Information: This includes details about your employment status, such as years of experience, income details, employer name and location, tenure, and any other pertinent employment information.
Credit Details: This refers to data obtained from credit bureaus or other sources to assess your creditworthiness and determine eligibility for our services.
Know Your Customer (KYC) Data: This comprises essential information such as Aadhaar, PAN, Voter ID, photographs, and other necessary details required for identity verification and compliance with regulatory requirements.
Unique Identifiers: These encompass your username, password, preferences, and transaction history, vital for customizing your experience and ensuring the security of your account.
Additional Information: This includes data mandated by relevant laws or regulatory authorities, such as the Reserve Bank of India, to fulfill legal and regulatory obligations.Furthermore, in addition to adhering to strict confidentiality and complying with relevant data protection laws, we may gather service-specific data, encompassing personal and business particulars, income tax details, marital and family status, bank statements, and KYC documents. This information may be obtained through various channels, including application forms, emails, printed forms, or digital mediums.
By consenting to our Privacy Policy during installation and clicking "Agree," you authorize us to upload your information to our servers. Be assured that we uphold stringent data confidentiality standards and guarantee the utmost security for your information.
I, as a customer, hereby authorize POSTPI TECHNOLOGY PRIVATE LIMITED to access my credit data from credit bureaus, including Experian/CIBIL/Equifax/CRIF, etc., for the purpose of evaluating my eligibility.
You hereby grant explicit consent to the disclosure of your information (including SPD & I) by us to our affiliates, employees, and third parties, as per the terms outlined in this Policy. You explicitly permit us to share your information with third parties exclusively in the manner and for the purposes detailed below:
Your personal data, including information from your device, is stored and processed on secure cloud servers, such as Amazon Cloud Servers, and other reliable cloud service providers. All information, whether directly provided by you or through your device, is safeguarded by us. We employ multiple security measures such as firewalls, SSL data encryption, and access authorization controls to ensure the security of the information and data you provide. We adopt reasonable security practices and procedures mandated by applicable laws to protect your information. Information you provide may be stored on secure servers within India.
However, it's important to acknowledge that data transmission over the internet may not be entirely secure. Any information transmitted to us is at your own risk. We assume no liability for information disclosure due to transmission errors, unauthorized third-party access, or other acts beyond our control. You are not entitled to hold the Company liable for security breaches.
We commit to employing proven security test devices to protect personal information acquired according to this Privacy Policy. However, we cannot guarantee the confidentiality of your information in the event that other parties illegally acquire and misuse it. We will exert every effort to prevent unauthorized access to your personal information and report such incidents to competent authorities.
Cookies are small files automatically generated on your computer equipment to assist in identifying and monitoring your internet connection, thereby enhancing access to our services. They aid in understanding your preferences and past content interactions. Upon revisiting our website, Cookies personalize the content to suit your needs. It's important to note that Cookies do not store personal user information, and all data within our Cookies is encrypted and inaccessible to other websites. Even if you initially accept Cookies, you have the option to reject their activation in your browser settings.
This Policy is governed by the laws of the Republic of India and shall be interpreted in accordance with them. Any disputes arising from or relating to this Policy shall be exclusively under the jurisdiction of the courts in Rajkot, India.
You maintain the right to withdraw your consent to the processing of your personal data at any given time. Should you wish to do so, kindly reach out to us using the contact information provided in this Privacy Policy. It's important to note that withdrawing your consent may impact the functionality and accessibility of our services to you.
Upon receipt of a request to withdraw consent, we will promptly cease processing your personal data to the extent required by applicable law. However, please be aware that withdrawing your consent does not affect the lawfulness of processing based on consent before its withdrawal.
Please be informed that should you choose to withdraw your consent, certain services or features may become unavailable to you. We will communicate any consequences of withdrawing your consent at the time you make the request.
You retain the option to delete your account and associated personal information from our platform at your discretion. To initiate the deletion of your account, kindly reach out to us using the contact details provided in this Privacy Policy. Upon receipt of your request, we will promptly proceed with the deletion of your account and associated personal data, unless we are legally obligated or entitled to retain certain information.
When utilizing or accessing the Platform, please be aware that the Company is obliged to comply with Indian local laws exclusively, which may not necessarily align with the laws of your region. Should you require information or clarification regarding the utilization of your personal information or this Privacy Policy, please feel free to contact us at service@imbeefund.com.